Trusted Protection, Local Roots

Erica was born and raised on the Central Coast and takes great pride in serving the community she calls home. A lifelong athlete, she grew up playing club soccer and went on to hold the back line as a Division I defender for Cal Poly San Luis Obispo. These days, she’s traded cleats for coverage, but her instinct to protect hasn’t changed. Whether it’s guarding a goal or guarding your assets, she’s always been one to anticipate the play and shut down risk before it breaks through.

After graduating, Erica launched her insurance career and quickly found her sweet spot: helping people protect what matters most and plan with confidence. Her no-nonsense, highly personalized approach makes insurance less overwhelming and more empowering. From auto, home, and business to specialty and life coverage, she’s got the range, and the hustle, to cover all corners.

Her agency is powered by a tight-knit team of four licensed professionals, including bilingual staff with over 20 years of combined experience. Together, they’ve earned a reputation as one of the top agencies on the Central Coast, including two Farmers® Toppers Club honors since Erica took the lead. It’s all part of their commitment to excellence, clear communication, and showing up like it’s game day, every day.

Whether you're reviewing policies or starting fresh, Erica and her team are here to make sure you feel confident, protected, and cared for at every step.

Driven to go above and beyond, grounded by the values that guide us.

Serve others with purpose

We’re not here to sell—we’re here to serve. Every interaction is a chance to make a difference, provide peace of mind, and help people protect what matters most..

Listen intently

We don’t make assumptions. We ask good questions and truly listen, so we can understand each client’s unique story and provide guidance that fits their needs and goals..

Make honest and courageous recommendations

We give advice with heart and backbone. Even when the conversation is tough, we lead with honesty, integrity, and a commitment to doing what’s right.

Outstanding communication

We believe great service starts with great communication. That means being responsive, approachable, and proactive—so clients always feel informed, supported, and never in the dark.

Integrity in every interaction

We stand by our word, follow through on promises, and treat every client and team member with fairness and respect. Integrity isn’t just a value—it’s our way of doing business.

Stay curious, keep learning

We believe growth is a mindset. Whether it’s staying ahead of industry changes or seeking better ways to serve our clients, we approach every day with curiosity and a willingness to learn